🔧 Mechanics & Auto Services

Nigerian mechanics.
Built for the road ahead.

JUSTRA helps auto mechanics, panel beaters, and roadside technicians get CAC-registered, TIN-compliant, and positioned for fleet contracts, government maintenance tenders, and cooperative banking — without leaving the workshop.

Register Your Workshop →← All Sectors

Compliance for Your Sector

What the law requires
for mechanics & auto services.

These are the specific compliance requirements that apply to your business. JUSTRA handles all of them — sequenced correctly and filed on time.

01
CAC Business Name Registration
Formal recognition as a registered business — the first requirement for any contract, bank account, or tender application.
02
TIN Registration
NRS Tax Identification Number. Companies use their CAC RC Number; individuals use their NIN. Register on Rev360 (selfservice.nrs.gov.ng) to activate tax obligations.
03
NSITF Certificate
Nigeria Social Insurance Trust Fund certification. Required for contractor eligibility and government jobs.
04
PAYE Registration
State tax registration as an employer — required as soon as you have paid staff on your books.

What Formalisation Unlocks

The doors that open
when you register.

Registration is not a cost. It is an investment that opens contracts, credit, and markets your competitors cannot reach.

🚛
Fleet Service Contracts
Logistics companies, transport cooperatives, and government fleets require verified, compliant workshops. CAC registration and NSITF certification are the baseline entry requirements.
🏛️
Government Vehicle Maintenance
Federal and state government vehicle maintenance tenders require CAC, TIN, and Tax Clearance Certificate. JUSTRA gets you there.
🏦
Cooperative Banking Access
Through JUSTRA's cooperative banking partnerships, mechanic associations gain access to group lending, savings facilities, and equipment finance unavailable to individual informal operators.
🏅
JUSTRA Certified Workshop Status
A JUSTRA certification badge signals verified compliance and professional standards to insurance companies, fleet managers, and corporate clients.
Tax Act 2025

Mechanics & Auto Services businesses under ₦100M pay 0% Company Income Tax from January 2026.

The Nigerian Tax Act 2025 exempts small and medium enterprises from company income tax. Formalising your business now is a tax-saving decision — not just a compliance one.

Calculate Your Tax →

The Certification Ladder

Four levels of trust.
Each one unlocks the next.

JUSTRA certification is a progressive credential. Start at Registered and build toward Institutional Supplier status — the level that unlocks government tenders and bank-backed lending.

01
Registered
CAC, TIN, and basic NRS compliance done.
UnlocksBusiness account · Formal invoicing · Filing returns
02
Certified
80%+ compliance score + insurance documentation.
UnlocksJUSTRA Certificate · Cooperative badge · Group banking
03
Commercial Partner
95%+ compliance + documented track record.
UnlocksCorporate supplier lists · SME credit facilities
04
Institutional Supplier
100% compliance + audit-ready financials.
UnlocksGovernment tenders · Bank-backed lending
🤝

Is your mechanics association ready to formalise its members?

JUSTRA has a dedicated cooperative partnership programme for mechanics & auto services associations — covering member formalisation, institutional banking access, and sector-specific certification.

Explore Cooperative Partnership →

The Numbers

Mechanics & Auto Services in Nigeria.
By the numbers.

2M+
Auto repair workshops in Nigeria
₦12bn+
Government fleet maintenance spend annually
< 8%
Of workshops hold formal CAC registration
₦0
Formal contract access without registration

Real Business Story

One fleet manager. One missed contract. One registration.

Auto mechanic · 6 years · Trans-Amadi, Port Harcourt

Emeka ran his workshop for six years without registering. He was busy, profitable, and assumed compliance was only for bigger businesses. Then a fleet manager from a logistics company visited, inspected the workshop, and asked for his CAC and TIN. Without them, he couldn't be added to their approved vendor list. That was ₦480,000 in quarterly maintenance contracts that went to a registered competitor. After JUSTRA got him registered in 7 days, Emeka went back. He has been on that company's preferred vendor list for two years.

✓Won ₦480,000 government fleet maintenance contract within 60 days of registration

The Cost of Staying Informal

Non-compliance is not free.
It is just quietly expensive.

These are the real penalties mechanics & auto services businesses face for operating without proper registration and compliance.

No NSITF certificate — worker injured on site
Plus 2% of monthly payroll for each month of non-coverage
₦250,000+
Late PAYE remittance to state IRS
Or 10% of the unpaid amount (whichever is higher) plus interest at 21% p.a.
₦500,000
CAC annual return filed late
Accrues monthly until filed; persistent non-filers risk business strike-off
₦10,000/month
No TIN — levied by NRS task force
NRS enforcement teams impose arbitrary levies on unregistered business premises
Variable

JUSTRA costs less than one penalty. Plans start at ₦3,000/month. CAC registration is ₦65,000 one-time. Compare that to the real cost of a single enforcement visit.

Frequently Asked Questions

Questions from mechanics & auto services.
Answered directly.

Do I need to register if I'm just a roadside mechanic with one apprentice?
Yes. Any business operating in Nigeria needs a CAC Business Name registration to legally trade, open a business bank account, or issue proper invoices. With even one paid apprentice, NSITF registration is strongly recommended — you are liable if they are injured at work.
I've been operating for 8 years without registering. Can I still do it now?
Absolutely. JUSTRA handles registrations for businesses at any stage. There's no backdated penalty for registering late as long as your business hasn't been formally flagged by NRS. Many of our users register after years of informal operation — it's never too late.
What is the fastest path to winning my first government maintenance contract?
Three documents get you onto most government vendor lists: (1) CAC Business Name certificate, (2) TIN from NRS, (3) NSITF certificate. JUSTRA handles all three and sequences them correctly so you're not waiting on one to start another.
How much does full compliance cost for a mechanic workshop?
CAC Business Name registration is ₦65,000 (one-time) through JUSTRA. From there, PAYE and NSITF obligations are calculated from your payroll — JUSTRA tracks and calculates all of it. The JUSTRA platform itself starts at ₦3,000/month.

Register Your Workshop today.

JUSTRA handles your CAC registration, TIN, and full compliance setup. Start with a free compliance scan — no payment required to see where you stand.

Start Free Compliance Scan →View Pricing