Partnership Programmes
Built for institutions
that serve Nigerian business.
JUSTRA partners with commercial banks and cooperatives to move Nigerian MSMEs from informal to formal — and to build the financial infrastructure those businesses need to grow.
Choose your track
Two partnership programmes.
One shared mission.
Whether you're a bank looking for a verified MSME pipeline or a cooperative ready to formalise your members, JUSTRA has a programme built for you.
For Commercial Banks
The organised MSME segment your bank is trying to reach.
JUSTRA delivers verified, pre-profiled, credit-scorable MSMEs at the point of formalisation — before they belong to any bank.
- ◆Pre-verified customer pipeline
- ◆Alternative-data credit signals
- ◆Cooperative banking distribution
- ◆De-risked lending structure
For Cooperatives & Trade Associations
Turn member trust into institutional strength.
JUSTRA moves cooperative members from informal to formal — and strengthens the cooperative institutionally along the way.
- ◆Member formalisation programmes
- ◆Digital membership register
- ◆Banking access for members
- ◆Institutional income streams
The Shared Thesis
40 million Nigerian businesses.
Most invisible to the financial system.
JUSTRA exists at the point of formalisation — the moment a business registers, gets its TIN, and becomes legible to the financial system. That moment is the highest-leverage entry point for banks, cooperatives, and every institution that serves Nigerian enterprise.
Not sure which track fits?
Reach out directly and we'll route you to the right conversation.